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Joel Zhuang
Executive Financial Consultant
Joel is known for the word, change.
If you ever asked about his friends, he have gone through lots of testimonies in life that he can actually communicate with different groups of people that have different walks of life. He is able to share empathy of one, as through his 9 years tug of war, wrestle with a journey that many would never try.
Today, Joel is a proud happy father of two godly children and he share the faith of Christ. Now, he is working on a deeper level of relationship with people as he felt that mental stress is one that we all have to focus today and that align to his calling, serving one.
So, question?
Why did I join this Financial Planning career?
Money & Relationship
A place to understand money better.
As money is the most common denominator that priced to success, happiness and security. However, through this journey, it allow me to understand from different views and learning experience of how one dealt with money.
A place that allow me to build countless relationship with a deeper meaning. It allow me to meet new friends as this is a infinite market, that I'm able share about money with generations after generations.
Picture speaks a thousand words of how he values relationships, and look forward to cross path one day
Joel Zhuang
Representing Prudential Assurance Company
Singapore
CREDENTIALS
Million Dollar Round Table member 2019 to 2023 | Premier Bronze Award 2019 to 2023 | StarClub Qualifier 2019 to 2023 | Quality Club Elite 2019 to 2023 | FasTrack Elite 2019
WHAT HIS CLIENTS ARE SAYING
An Exceptional Insurance Agent
I am immensely grateful for the outstanding care provided by Joel Zhuang.
His unwavering commitment, genuine concern, and hard work as my insurance agent have truly made a difference in my health journey.
As a true advocate for his patients, his dedication to ensuring our well-being is commendable. I wholeheartedly recommend him to anyone seeking a reliable and caring healthcare professional.
Joel, your hard work and exceptional service have made an indelible impact on my health journey.
Thank you for your hard work and support. I truly appreciate the significant difference you have made.
With heartfelt thanks,
Joey Ng,
Real Estate Consultant
Huttons Singapore
MY REFERRAL
When Uday introduced me to you. Uday had verify high regards about you. I still remember the first meet up in Subway. You were very professional in your looks and conversations. And till date, always carry that posture.
You really understand your stuff very well. Also you are doing work with a dedication, which is very much viewable with the follow ups you do to support me. You are very humble. The above mentioned qualities are some that keeps you outstanding.
I remember asking a competitive analysis across different companies offering similar plans. You really worked to get it in a pattern that made real sense with decision making.
You are open to ideas. You are also organized.
I would certainly rate you as one of the best consultants that I have worked with.
As you shared transparency about your work. They might not only get a consultant but also a good friend!
Balaji,
OCBC Bank, Assistant Vice President
PROACTIVE AND ATTENTIVE CONSULTANT
Hi Everyone,
My first meeting with Joel went extremely smooth as he had done his thorough preparation in identifying my needs and recommended the appropriate policies. He is patient and knowledgeable when answering questions. Joel’s service is impeccable as he will constantly check in on me and replies to my queries promptly. He caters to the needs of different people and will tailor his service accordingly, ensuring a fruitful session!
Nicholas Ng ,
Consultant, SG Noah Ark Edu
MEET MY NS JUNIOR TURNED CONSULTANT!
Joel has been a patient consultant putting the needs of the clients first. He has been very prompt in sharing updates on policy changes and providing his insights if the policy fits into my portfolio.
Definitely, my go to consultant!
Benjamin Heng ,
Assistant Manager, Agency for Integrated Care
MORE THAN A CONSULTANT RELATIONSHIP!
Joel is always prompt in response, quick in sharing, and patient in any explanation. He is an expert in his field and has supported me and my husband in many ways. He is on top of any policy changes and always goes above and beyond to help. More importantly, he is a warm, kind-hearted, thoughtful and caring human being. I highly recommend Joel as your trusted partner and consultant, who is always there as a dear friend.
Yiyang Yu,
Specialist, Foodpanda
OUR FAMILY CONSULTANT!
Joel is really a wonderful financial consultant. He has helped me and my wife so much and we are really grateful to him. As we are a young newly wed couple, we have so many things that we are not sure of. Joel goes out of his way to answer any questions we have and he doesn’t expect anything back. We can tell that he truly wants to help us and make sure that we are going on the right track on our finances.
Benjamin Shim,
Undergraduate, NUS
THANK YOU FOR THE JOURNEY
I have been with Joel for my own insurance for almost one and a half years. He was recommended by my friends as a reliable person with sound knowledge of insurance.
The journey with Joel is pleasant as he's always very responsive and takes the effort to think from your own perspective instead of making the sales. He cares about what would be sold to the client and whether the product is suitable or not. Moreover, Joel has been more than patient to explain any questions I might have for the products or insurance terms I have questions.
He's definitely a hard-working, trustworthy person that you can rely on. And I look forward to continuing the journey with Joel in the future.
Yuhan,
Business Analyst in SeaMoney
JOEL WENT THE EXTRA MILE
I met Joel through an appointment via Telemarketer
I can sense the honesty and not just wanted to gain sales.
He gave true advices that are not model answers and place himself in my position through his life experiences, sharing empathy to it. He even assisted my accidental claims though its not a plan managed by him.
He is not a consultant that just purely comes for business chat but truly wanted to build a deeper relationship as friends.
I truly rate him an excellent service! As we often speak abt G.E.M. service... 👍🏻👍🏻
Your honesty and true self without making one feels obligated will surely succeed in the long run.
Tracy Ter,
Senior Nurse, NUH Singapore
MY TRUSTED FINANCIAL CONSULTANT!
I am one of Joel's client since early 2019! I get to know him through a colleague Bob and we were sharing about insurance back then. That's when Bob mentioned about Joel and told me if I want to find out more about insurance planning!
I got Joel's contact, and spoke to him a few days later. I still remember clearly, he guided me slowly and asked for a face to face meeting to go through in details with me. He no doubt portray the image of not selling, but first understanding my family background and financial means before recommending any solution as he vouched that without these details, there is no way he could craft a solution for me.
After the proposal given, he neither rush me or push me to sign on the dot. Yet, gave me ample time to speak with my spouse and discuss through. After finalizing my first policy with him, then after I got so comfortable working with him and I took up a couple more policies with him then.
Knowing him for the past few years, he never fails to check in with my family well-being and there is one incident I recalled clearly when my boy were admitted. The first person I thought was Joel, and it's past late night hours. He reminded me that my son's policy was not under his care, but in AIA. However, he still manage to give me the assurance and guided me through the process of how the claims outcome will turnout to be.
It was indeed a pleasant night then, and a remarkable experience with him till date! No words could describe how grateful and thankful I were to know you, Joel!
Nordiyana,
Prison Warden, Civil Servant
MY TRUSTED CONSULTANT!
Meeting Financial Consultants when you have minimal knowledge of the field is usually an intimidating idea. However, like a teacher and a friend, Joel's very knowledgeable, caring, and certainly patient. He provides interesting perspectives and help newbies like me understand a little more about financial planning and products. The way he approaches the concepts is just somewhat different from others and very relatable, helping me to understand what I'm really getting myself into and providing me the confidence that things will be fine.
Joel's definitely got my recommendation!
Jonathan Lim,
Researcher, PRA Health Sciences
OUR LOVELY FRIEND
My hubby and I know Joel through a mutual friend’s recommendation while we were looking to find out more on insurance policies.
Since the first time we met up with him, we are very impressed with his product knowledge, professionalism and his caring and friendly approach. He is sincere and genuine, and he doesn’t push policies to us that is not suitable even when we asked for it. He makes sure that we only get what we need and what is suitable for us. We are very comfortable with him, we decided to have him take care of our insurance needs.
We have been with Joel for almost 2 years now and the journey with Joel is pleasant and happy.
Joel is definitely a diligent and trustworthy person that you can rely on. We look forward to continuing this journey with Joel for our future insurance needs as we progress in our life stages.
Edmund & Sharlene,
Realty, Huttons
THANK YOU JOEL FOR EVERYTHING!
Joel is one of the best. He is not only knowledgeable, trustworthy and efficient, he also has a heart of gold. He often texts us of any changes and answers our queries promptly. We are glad to call Joel our friend and we will highly recommend Joel to anyone without hesitation or reservation. Thanks for everything, Joel!
Shafie & Nadiah,
Mechanical Engineer, Performance Specialty Products SG Pte Ltd - Administrative Executive, UWCSEA
MY SINCERE CONSULTANT!
Joel has been nothing but professional and helpful when it comes to financial planning. Even though my policies were transferred over to him, he assisted with all my medical and surgery claims on time and with no complains. He provides great advices and never once put pressure on me to purchase policies from him. His genuine attitude and passion towards his work gives me great confidence to entrust all future policies with him.
Sylvia Loh,
Executive Assistant, The Walt Disney Company
EX-COLLEAGUE TURNED TOP OF MIND
I first knew Joel in January 2016, when we were colleagues. At that time we hardly interacted, but I’ve always known of his presence. Fast forward to 2018, he reached out for a non obligatory catch up. I wasn’t keen and ready at that time so I didn’t continue from there.
However, his follow ups are pretty commendable. Almost every year after, he kept in touch with me, through festive greetings, birthday wishes, check ins, I remembered one time I told him I had an exam and he sent over a tiramisu to spur me on. I wasn’t even a client yet. He shared with me nuggets of info relevant to insurance as well.
A sincere and genuine person who spends time to breakdown difficult terms into simple layman concepts and ensures I leave every meeting being more knowledgeable. Joel identifies my concerns well and offers great solutions to problems. Definitely my top of mind person when it comes to financial planning as he always delivers excellent standards in his work. Highly recommend! Thanks Joel.
Cindy,
Marketing Executive
IT WILL STILL BE JOEL!
I got to know Joel from my friend in 2020. That time I just graduated from university and start my first career in Singapore. I was consider to buy a insurance but I have no idea and poor knowledge about this. After first meet with Joel, I have been impressed by his professionalism. He is very knowledgable about the financial products and able to explain it clearly to me. He will always listen to my concern patiently and recommend me a policy that suitable for me. He has been providing service to me for nearly two years and always keep me updated on my insurance policy. Given a chance for me to choose my financial advisor again, it will still be Joel. Financial planning is crucial for everyone and I’m glad mine starts with Joel. I will always recommend Joel to anyone who need financial advise.
Jian Hong,
Physical Design Engineer, Mediatek
MY EXPERIENCE!
With Joel has always been positive. Throughout my interactions with him, Joel comes across as a warm, thoughtful and passionate individual dedicated to understanding and addressing the needs of his clients. He even goes to the extra mile of checking in with his clients periodically and ensuring they are doing well. He is always approachable and it's not understatement to say that he treats his clients as his friends.
The advice and recommendations by Joel have also been on point. Will gladly recommend any of my friends to have a chat with Joel over a cup of coffee to see how he can help, and the same goes to you too!
Clayton Wong,
Civil Engineer, URA Singapore
MY NS FRIEND TURNED CONSULTANT!
Joel is a personal friend of mine since NS days who proactively reached out to me when he joined the field. Knowing him as a dedicated and responsible individual, I was convinced to let him manage my existing policies. He would take conscientious effort to understand client's needs before suggesting options for any given situation. He also is prompt in response, will make himself available for his clients and is generous in sharing his financial knowledge.
Joel will be your friend first, consultant second, and you can be reassured he will enable you to put your best foot forward in your financial journey.
Shi Hong,
SCDF, Officer
CHOOSE WISELY! CHOOSE JOEL!
Being a person who didn't use to understand the importance and need for personal insurance and financial planning, Joel has been a God-sent for me. His sincere attitude and genuine advice helped change my mindset and motivate me to work towards a more secure and comfortable future for my household.
With Joel managing the full suite of my financial and insurance portfolio, I can safely say I'm always assured that I'm in good hands as he will consistently provide sound recommendations and constantly keeps me up-to-date on any upcoming changes that may affect my portfolio. He will also go beyond his call of duty to assist his clients on matters beyond his area of work, where possible.
Over the past 3.5 years, Joel has shown great commitment and care for his clients, as I've personally experienced and can vouch for it. Hence, today if you're looking for a financial consultant who truly wants the best for you and will even discourage you from paying higher premium if it does not really benefit you, look no further! Choose wisely! Choose Joel!
April Tan,
Physical Planner, URA Singapore
MY FINANCIAL CONSULTANT AND FRIEND
Joel has been my financial consultant for almost 3 years. He proactively reached out to me back then when I just started my first job after my university studies. The timing is impeccable since I had no idea what I should do with my first payroll.
Joel is meticulous and organized when crafting a personal financial portfolio for me. He patiently taught me the basics of financial planning, and is genuine when listening to my concerns towards my short and long terms financial goals. He does not push policies that are not suitable for me, and provide recommendation of policies according to my needs. He also went that extra mile to teach me personal investing like stocks and REITs, and will often send me a message to check in on my investment progress and decisions. He truly wishes the best of his clients, and passionate in sharing his financial knowledge to everyone.
I would definitely recommend Joel, he is one of the best at his craft. He is knowledgeable and knows his field of expertise very well. He is a hard-worker, trustworthy, and I regard him as a good friend of mine. I look forward to his continued guidance throughout my financial journey.
Ri Zheng,
Engineer, Mediatek Singapore
JOEL, WHOM STAND OUT
I have known Joel for close to seven years and during this time as a late bloomer into the insurance game, Joel indeed stands out from the rest. His sincerity towards the welfare of our future well being is infectious and in no way I could feel that he is out to gain a profit from me. In this day and age of digital information where our insurance knowledge can be researched and studied, Joel stands out from the rest as he gives knowledge and insights about plans and case studies that will benefit you.
Knowing Joel, he is my only trusted agent in my circle and I will not hesitate to recommend him to my juniors and peers.
Jing Yan,
Senior Creative Producer, Peach Oath Media
JOEL EARNS OUR RECOMMENDATION
We met many people every day, but only some leave the marks, and one of them is Joel.
Our mutual friend Chetan introduced us to Joel
He is a real experience professional in financial planning. Always kind, always friendly, very knowledgeable and make sure that you are taken care of.
You can text or call him anytime and he is very responsive and honest, this gained a lot of trust with us.
He used to wish us on every festival like one of the family members which shows his respect towards every culture.
As an advisor, Joel earns our highest recommendation. We would like to say thank you so much for your service and support.
Girish and Komal,
Senior developer at Standard Chartered Bank Suppost Analyst at Credit Agricol-CIB
MY FIRST PERSONAL ASSISTANT ROLE!
I met Joel as I worked as his personal assistant for a few months. Though it was only for a short while, it was a very meaningful journey together. Joel is very patient in guiding me as I was still new and recently graduated from Polytechnic. Apart from technical skills, I have learnt so much more from Joel and one example is learning the importance of giving back to others. Joel is very genuine & always ensures he gives back to his clients, his family and friends. I really enjoyed working with him as it was a journey of endless opportunities to learn and improve together. Cheers to many more years of your financial planning journey! Thank you for the amazing experience!
Eurika,
Joel's Personal Assistant
UNDERSTANDING AND PATIENT
Joel helped me to understand the importance of saving for rainy days. In addition, he also ensures we are well taken care of, financially. He puts effort in understanding our individual needs, channeling it to policies offered by Prudential to ensure we are well covered. Now, I know that i can safely receive medical care in case of emergencies without breaking the bank.
Most importantly, he is very patient in explaining each and every detail. What made Joel stands out from other consultant is the ease of reaching out to him. He is easily contactable and i don’t have a slight worry in contacting him when needed.
Thank you for helping me make my first step into financial planning! Looking forward to continuing the journey ahead with you!
Jing Yi,
Research
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